Particles at Camp Mystic in Hunt, Texas, Monday, July 7, 2025, after a flash flood swept by means of the realm.
Eli Hartman/AP
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Eli Hartman/AP
Federal regulators repeatedly granted appeals to take away Camp Mystic’s buildings from their 100-year flood map, loosening oversight because the camp operated and expanded in a harmful flood plain within the years earlier than speeding waters swept away kids and counselors, a assessment by The Related Press discovered.
The Federal Emergency Administration Company included the celebrated women’ summer season camp in a “Particular Flood Hazard Space” in its Nationwide Flood Insurance coverage map for Kerr County in 2011, which suggests it was required to have flood insurance coverage and confronted tighter regulation on any future building tasks.
That designation means an space is prone to be inundated throughout a 100-year flood — one extreme sufficient that it solely has a 1% probability of occurring in any given yr.
Situated in a low-lying space alongside the Guadalupe River in a area often called flash flood alley, Camp Mystic misplaced a minimum of 27 campers and counselors and longtime proprietor Dick Eastland when historic floodwaters tore by means of its property earlier than daybreak on July 4.
The flood was much more extreme than the 100-year occasion envisioned by FEMA, consultants stated, and moved so shortly in the course of the evening that it caught many off guard in a county that lacked a warning system.
However Syracuse College affiliate professor Sarah Pralle, who has extensively studied FEMA’s flood map determinations, stated it was “notably disturbing” {that a} camp in control of the protection of so many younger individuals would obtain exemptions from primary flood regulation.
“It is a thriller to me why they weren’t taking proactive steps to maneuver constructions away from the danger, not to mention difficult what looks like a really affordable map that reveals these constructions had been within the 100-year flood zone,” she stated.

Camper’s belongings outdoors one in every of Camp Mystic’s cabins.
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Eli Hartman/AP
Camp Mystic did not reply to emails in search of remark and calls to it rang unanswered. The camp has known as the flood an “unimaginable tragedy” and added in a press release Thursday that it had restored energy for the aim of speaking with its supporters.
FEMA exempted buildings at outdated and new websites
In response to an enchantment, FEMA in 2013 amended the county’s flood map to take away 15 of the camp’s buildings from the hazard space. Information present that these buildings had been a part of the 99-year-old Camp Mystic Guadalupe, which was devastated by final week’s flood.
After additional appeals, FEMA eliminated 15 extra Camp Mystic constructions in 2019 and 2020 from the designation. These buildings had been situated on close by Camp Mystic Cypress Lake, a sister website that opened to campers in 2020 as a part of a significant growth and suffered much less harm within the flood.
Campers have stated the cabins at Cypress Lake withstood vital harm, however these nicknamed “the flats” on the Guadalupe River camp had been inundated.
Consultants say Camp Mystic’s requests to amend the FEMA map might have been an try and keep away from the requirement to hold flood insurance coverage, to decrease the camp’s insurance coverage premiums or to pave the way in which for renovating or including new constructions underneath less expensive rules.
Pralle stated the appeals weren’t shocking as a result of communities and property house owners have used them efficiently to protect particular properties from regulation.
Evaluation reveals flood dangers at each camp websites
No matter FEMA’s determinations, the danger was apparent.
Not less than 12 constructions at Camp Mystic Guadalupe had been absolutely inside FEMA’s 100-year flood plain, and some extra had been partially in that zone, in accordance with an AP evaluation of information supplied by First Road, an information science firm that makes a speciality of modeling local weather threat.
Jeremy Porter, the top of local weather implications at First Road, stated FEMA’s flood insurance coverage map underestimates flood dangers. That is as a result of it fails to bear in mind the consequences of heavy precipitation on smaller waterways resembling streams and creeks. First Road’s mannequin places practically all of Camp Mystic Guadalupe in danger throughout a 100-year flood.
The buildings on the newer Cypress Lake website are farther from the south fork of the flood-prone river however adjoining to Cypress Creek. FEMA’s flood plain does not take into account the small waterway a threat.
Nevertheless, First Road’s mannequin, which takes under consideration heavy rain and runoff reaching the creek, reveals that almost all of the Cypress Lake website lies inside an space that has a 1% probability of flooding in any given yr.
In a press release, FEMA downplayed the importance of the flood map amendments.
“Flood maps are snapshots in time designed to indicate minimal requirements for floodplain administration and the best threat areas for flood insurance coverage,” the company wrote. “They don’t seem to be predictions of the place it would flood, they usually do not present the place it has flooded earlier than.”
An ‘arduous’ enchantment course of may also help property house owners
Property house owners difficult FEMA’s map designations rent engineers to conduct detailed research to indicate the place they consider the 100-year flood plain ought to truly be drawn. That may be a “fairly arduous course of” that may result in extra correct maps whereas making it simpler for future building, stated Chris Steubing, government director of the Texas Floodplain Administration Affiliation, an business group that represents floodplain managers.
Pralle, who reviewed the amendments for AP, famous that a few of the exempted properties had been inside 2 ft (0.6 meters) of FEMA’s flood plain by the camp’s revised calculations, which she stated left virtually no margin for error. She stated her analysis reveals that FEMA approves about 90% of map modification requests, and the method might favor the rich and well-connected.

The belongings of campers outdoors one in every of Camp Mystic’s cabins.
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Eli Hartman/AP
A research she printed in 2021 with researcher Devin Lea analyzed greater than 20,000 buildings that had been faraway from FEMA flood maps. It discovered that the amendments occurred extra usually in locations the place property values had been increased, extra white individuals lived and buildings had been newer.
Camp expanded after ‘super success’
FEMA had cautioned in its amendments that different components of Camp Mystic remained on the flood map, and that “any future building or substantial enchancment” could be topic to flood plain administration rules.
County officers not solely allowed the camp to maintain working, however to dramatically develop.
Thought of Texas royalty after many years of taking good care of the daughters of elite households, Camp Mystic house owners Dick and Tweety Eastland cited the “super success” of their authentic camp in explaining the necessity for a second website close by.
The growth included new cabins and a eating corridor, chapel, archery vary and extra. The camp had 557 campers and greater than 100 staffers between its two places when a state licensing company carried out an inspection on July 2, two days earlier than the tragedy, data present.
FEMA referred questions in regards to the growth to native officers, who did not reply to messages in search of remark.
Steubing, a longtime municipal engineer in Texas, stated the rain and flooding that hit Kerr County in a matter of hours had been a lot extra intense than something in its historical past that it is exhausting to name the flood plain administration a failure.
Native officers seemingly believed they had been following current rules after they allowed the camp to continue to grow, however “then Mom Nature set a brand new commonplace,” he stated.
“You would have constructed issues 2 ft (0.6 meters) increased, 3 ft (0.9 meters) increased, they usually nonetheless might need gotten taken down,” he stated.